We're onboarding a small group of SME founders before public launch. Leave your details and we'll reach out when it's your turn.
We'll email you at the address you gave us as soon as Margyn is ready for you.
Real-time financial health for Indian SME founders. Connect Tally, your bank, and GST — see profitability move as it happens.
Indian SMEs aren't struggling because of bad decisions. They're struggling because the numbers arrive too late to act on.
Everything below is the same statement, corrected. No new process — just the numbers arriving in time to matter.
You find out you're unprofitable when cash runs outsix weeks before it happens.
You read your margin once a month, after the factlive, as it moves.
GST leakage gets caught at filing timeflagged the day it happens.
Margyn connects to Tally, your bank accounts, and the GST portal — read-only — and turns them into a live executive scorecard.
No dashboards to interpret. Tap a vital, see exactly which customer or bill is behind it — real names, real invoice history, not just a chart.
Every vital drills down to actual names and invoice numbers — never an anonymized chart you have to reverse-engineer.
The Live badge and sync timestamp tell you exactly how current the number in front of you is.
Pulse Score is the headline — cash, receivables, payables, GST leakage, margin, and runway are one tap away.
Opening Bell lands every morning with your Pulse Score movement and today's most urgent action. Closing Bell checks in at day's end — did it get done?
Your Pulse Score movement and today's single most urgent action, before you've opened anything else.
A same-day check-in on whatever Opening Bell flagged — did it get done, or does it roll to tomorrow?
Mark an action done, snooze it, or tell Margyn what you want to see next — right inside the thread.
No integrations to configure on day one. Upload, connect, and see your Pulse Score.
Or enter figures manually — either way, no setup required.
Read-only via RBI Account Aggregator. Nothing you don't control.
Automatic ITC reconciliation, no manual cross-checking.
Live CEO dashboard, updated as your numbers change.
Margyn reads your data to build the score. It never trades it, never sells it, and never shares it without your explicit, revocable consent.
Bank and GST connections use RBI Account Aggregator and GSP rails in read-only mode — Margyn can see your data, never move it.
Every data-sharing action — including any future lender introduction — is opt-in, logged, and revocable in line with the DPDPA, 2023.
Margyn isn't a broker. Your verified data is a credential you can choose to use — capital access is an outcome you control, not a service sold around you.
We're too early for case studies with numbers attached — here's the honest version instead: who we've actually sat down with, and what held up.
Walked through a live Pulse Score against their own Tally export and bank statement — receivables aging matched what their own accountant tracked manually in a separate sheet.
Confirmed that GST/ITC leakage and working-capital runway were the two numbers their finance team wanted surfaced first — both are weighted vitals in the Pulse Score as a direct result.
Validated the push-not-pull premise directly — their finance lead said the dashboards they'd tried before all required someone to remember to log in, which is exactly the gap Opening & Closing Bell is built to close.
These are early concierge-phase conversations, not paid case studies — we're not naming the businesses without their sign-off, and we'll add named references as that permission comes in.
We're in a concierge pilot with a small group of SME founders — full access, no cost, in exchange for the kind of direct feedback that shapes the product. Paid tiers follow once the core scorecard is proven.
The things founders usually want to know before connecting their books to anything.
No. Margyn is a financial health scorecard, not a lender or a loan marketplace. We don't hold an RBI credit-information or NBFC license, and we don't take a cut of any loan. If a lending partner is ever added, it's a referral you opt into — your data moves only with your explicit, revocable consent.
No. Bank and GST connections are read-only, via the RBI Account Aggregator framework and a licensed GSP — Margyn can see your data to calculate your score, but has no ability to initiate a payment, transfer, or filing on your behalf.
No. You can start with our Excel template or manual entry today — Tally connects your existing export, it doesn't require any new setup in Tally itself. A direct Tally connector (ODBC/XML) is next on our integration roadmap.
No — and this matters. CIBIL's MSME Rank is a lagging indicator built from your credit and repayment history. The Pulse Score is a leading indicator built from your live Tally, bank, and GST data, meant to show operating health today, not creditworthiness after the fact. We don't hold a credit-information license and don't call it a credit score.
You can request deletion any time by emailing business@margyn.in. We only ever retain what's needed to calculate your score and briefing — nothing is sold or shared with third parties outside a lending introduction you've explicitly consented to.
Free during our current concierge pilot with early SME founders. We'll announce paid tiers once live bank and GST sync are ready — pilot users get advance notice and, in most cases, grandfathered pricing.
Free during our concierge pilot. No credit card. Upload your Tally export to start.
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